pc asked:


If I am the beneficiary of life insurance payment after someone dies, do I have to by law use that money to pay off the deceased debts? Or is this something that the bill collectors cannot touch at least legally? How would the creditors even know that there was a payout of life insurance? Anyway for them to know this? Can I get in trouble for not paying?

Darren

easylikesundaymorning asked:


We have a new baby and we both need to be insured. Is it possible to purchase affordable life insurance without a physical exam?
$200,000 insurance policy?

Ronnie

Ignacio asked:


I need a software where I can input one (or more) life insurance company rates. Preferably if I have the freedom to input any company and not “pre-packaged” ones. Thanks.

Rachel

Matthew W asked:


I’m starting out as a life insurance salesman. I wish to use my time efficiently. Therefore, I need help to target the right demographic market and life insurance products for this market.

For example, I could target executives making over $100,000 per year, and the product is a combination term insurance with some UL. The term part goes to retirement, and the smaller UL part continues until death.

Any brilliant ideas would be helpful.

Frank

have fun asked:


I wanted to join a “company” World Finance Group, part of AEGON. They say they will train me about life insurance and difference securities and how to recruit more employees and customers. So far the membership fees and background check is $100 ! They dont want to reveal how much of this100 goes to membership and how much goes to background check! So far I understand that they customer that I would have would be the people I know. I will use their offices at “any local representatives”, I will have to services the accounts of my customers, have them to choose the right investment, mostly life insurrance. Sound an interesting job. I learn business anyway. BUT this whole thing looks more like a scamp or not suitable for me at all! Pay for a membership and then go out and look for customer on my own. They dont reveal to me the average income of their employees, they dont really revea to me how much time and effort one should pay, and whether they would get any customer at all!
by the way the website is WorldFinanceGroup.com

Jamie

Robbo_op_98 asked:


I am a 27 year old single male. I own a house that has a mortgage, and I have some outstanding debt, car, student loans, etc. I plan to be married within the next 3-4 years. I want to make sure that if something should happen to me my family, future wife and parents, are not stuck with my bills and able to continue on without a huge finacial hardship. I know there are different types of life insurance, but not sure how the different ones work. Any help would be greatly appreciated.

Nellie

ZZ asked:


I am deciding which company to go with for my life insurance purchase. Wanted to make sure my spouse and child wouldn’t be mistreated by the company should anything happened to me.
Thanks!

Cynthia

Jeremy D asked:


I have no need for selling life insurance I just get a creepy feeling about Primerica? They seem a little shady. I just want my hard earned money going into the things I choose as far as investments and life insurance. Thanks everyone for there input!

Jason

Hmoob Koo Boi asked:


My dad passed away recently and we got a check for $10,000 from his life insurance. The check was for my wife and I, but we are not legally married. How do we report that?

Jorge

Bryan W asked:


Looking to get life insurance on myself. Need to replace 70K per year income in the event of my death. Need to support my wife and 4 year old son. What type of insurance would be best, and what type of investment advice could be given for my family to invest the money and live off the interest, leaving the principal untouched?

Thomas